Consumer car finance new business volumes held steady in November – Credit Connect
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New figures released by the Finance & Leasing Association (FLA) show that consumer car finance new business by value and volume in November 2025 was at a similar level to the same month in 2024. In the eleven months to November 2025, new business volumes grew by 1% compared with the same period in 2024.
The consumer new car finance market reported new business up 1% by value and 5% by volume compared with the same month in 2024. In the eleven months to November 2025, new business volumes in this market were 7% higher than in the same period in 2024.
The consumer used car finance market reported the value of new business 1% lower in November than in the same month in 2024, while new business volumes fell by 3%. In the eleven months to November 2025, new business volumes in this market were 2% lower than in the same period in 2024.
Commenting on the figures, Geraldine Kilkelly, Director of Research and Chief Economist at the FLA, said “November saw a continuation of recent trends with growth in the new car finance market offset by a modest contraction in used car finance new business volumes.
“The lower inflation and interest rate environment should help growth prospects, but regulatory uncertainty and weak consumer confidence has led to a more cautious industry outlook. The FLA’s latest research suggests that the proportion of motor finance providers anticipating some increase in new business over the next year fell from 72% to 57% between Q3 and Q4 2025.”
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